November 17, 2019

Back Pain Claims Under Georgia Workers’ Compensation Law – Avoid the Runaround

Back injuries that occur on the job are the most common type of injury claimed by employees under the Georgia workers’ compensation system.  This is not surprising since a back injury can occur when you are lifting, carrying, pushing or stooping.  You can also injury your back when you slip on a wet floor, or if you fall off a ladder or scaffold.

Whatever the reason for your injury, if you hurt your back while working you are automatically covered by your employer’s workers’ compensation insurance.  Your employer does not have the option to “opt out” of workers’ compensation coverage.

Once you report your on-the-job injury to your employer, a workers’ compensation insurance company will get involved and  this is where you may begin seeing problems.

You are Only a Number to the Insurance Company

Even if you are a long time employee, cherished by your boss and treated like a member of the family, your employer’s insurance company will see you only as a number and a cost that they need to keep down.   Many of our clients have expressed frustration and anger at the disrespect showed to them by their employer’s insurance company. [Read more…]

Delay in Treatment of Your Back Pain May be Hazardous to Your Health

low back painIn my Georgia workers’ compensation law practice I interact with dozens of insurance companies each week and I frequently find that claims adjusters take a very short sighted approach towards medical treatment for back injuries.

At least half of the clients I represent are suffering from some form of back injury. Low back pain (often disc herniations at L5/S1) is the most common problem I see but I also represent clients with damage to the spine at all regions: cervical, lumbar, sacral and thoracic.

Regardless of where the injury is localized, a common argument I have with insurance adjusters has to do with the need for fast treatment.

Despite dozens of research studies which show that fast diagnosis and treatment of any type of back injury results in faster and more complete recovery, I almost always find that insurance companies work to limit access to care and slow down the course of treatment.

Even in cases where an MRI shows a herniated disc that will require surgery, I inevitably find myself fighting to get the insurance company to agree to a surgeon, authorize surgery, approve post-surgical physical therapy or agree to pay for even short term prescriptions for beds, home modifications or even medications. [Read more…]