December 13, 2019

Employee’s Failure to Honor Light Duty Restrictions Results in Denial of Benefits

How are your rights under Georgia’s workers compensation law affected if you return to work light duty but end up performing full duty work?

In a recent case heard by the Georgia Court of Appeals, an injured worker was denied weekly wage benefits because he worked beyond the light duty restrictions set out by his supervisor.

The employee in this case was a cook, cashier and clean up worker at a fast food restaurant. In January, 2013, the employee injured his back when lifting a pot of chili. Shortly thereafter he aggravated his back throwing trash into a dumpster. He was instructed by his supervisor to avoid heavy exertion.

On November 19, 2013, the employee injured his back again when a stack of boxes collapsed on his head and chest while he was unloading supplies. Following this accident, the employee’s supervisor instructed him “not to lift anything unless given permission to do so by a member of management.” Four days later, however, the employee was observed by his supervisor lifting heavy items while restocking the store. [Read more…]

Back Pain Claims Under Georgia Workers’ Compensation Law – Avoid the Runaround

Back injuries that occur on the job are the most common type of injury claimed by employees under the Georgia workers’ compensation system.  This is not surprising since a back injury can occur when you are lifting, carrying, pushing or stooping.  You can also injury your back when you slip on a wet floor, or if you fall off a ladder or scaffold.

Whatever the reason for your injury, if you hurt your back while working you are automatically covered by your employer’s workers’ compensation insurance.  Your employer does not have the option to “opt out” of workers’ compensation coverage.

Once you report your on-the-job injury to your employer, a workers’ compensation insurance company will get involved and  this is where you may begin seeing problems.

You are Only a Number to the Insurance Company

Even if you are a long time employee, cherished by your boss and treated like a member of the family, your employer’s insurance company will see you only as a number and a cost that they need to keep down.   Many of our clients have expressed frustration and anger at the disrespect showed to them by their employer’s insurance company. [Read more…]

Incredible: What Goes on Behind the Scenes of Your Georgia Workers’ Compensation Claim

Why is the Georgia workers compensation system so adversarial? As an injured employee you only have to prove that you were injured on the job – you do not have to prove negligence or any other fault on the part of your employer. Does it make sense that employers and their insurance companies fight so hard to deny claims?

It may not make sense, but employers and their insurance companies do contest claims, even those involving injuries that were witnessed and where all treating doctors diagnose a severe problem.

Some of what I see every day can only be described as incredible:

  • my client was injured and saw no posted panel of physicians in any breakroom or other employee area. Under the law, the employee can choose any doctor and the employer/insurer has to pay. The adjuster refused to authorize a doctor and suddenly a fresh, new posted panel appeared (after the fact)
  • a potential client called to say that she had received no TTD (temporary total disability) checks even though she was out of work and her claim accepted. When I was retained I called the adjuster who emailed me a printout of her screen showing that the TTD checks were sent out by their system, but, of course, never cashed. By the end of that week, the missing funds plus a penalty was fed-exed to my new client
  • I received a call from another potential client who had a serious neck injury. The insurance company would only authorize a hand specialist. After I was retained, we asked the ahnd doctor to authorize a neck specialist, which he did. The adjuster continued to refuse to authorize payment for the neck orthopedist. Only after requesting a hearing and getting a defense attorney to look at the case was the neck specialist approved.

[Read more…]

Delays in Medical Treatment: Bad for Your Work Injury Case

 

When you are hurt on your job, you should not delay seeking medical care.

Your employer and their insurance company will treat your delay in seeking treatment as an “admission” that your injury really is not that severe.  They will fight to avoid paying for medical tests and they will oppose your effort to see a specialist.  Your settlement will likely be negatively impacted.  When an insurance company lawyer deposes one of my clients, one of the first questions asked is “how soon after your injury did you first seek medical care.”

It does not matter if you think that you have a good reason for waiting to see a doctor.  Perhaps you believe that ice packs and a little rest will solve the problem, or perhaps you are concerned about reporting a work injury to a cynical or even hostile supervisor. [Read more…]

Georgia Workers' Compensation blog online!

I am pleased to introduce the Georgia workers’ compensation blog. In the days and months to come, I will be posting case studies, observations about the Georgia workers’ compensation system and answers to your questions about Georgia workers’ compensation. Please let me know what you think and what you want to know.
–Jodi

[tags] georgia workers compensation, workman’s compensation georgia, jodi ginsberg, georgia workers’ comp information [/tags]